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Get these 0% financing deals before Trump kills the EV tax credits

We don’t want to sound alarmist, but it sure looks like President-elect Donald Trump and his billionaire buddies are plotting to kill federal EV tax credits somewhat sooner than later – and the tariffs they’re promising aren’t going to make cars cheaper anytime soon, either. So if you’re in the market for a new EV, the time is now to score a sweet 0% financing deal and get those tax credits (while you still can).

As I was putting this December list together, I realized there were plenty of ways for me to present this information. “Best EVs to park under a Christmas tree ..?” Too opinion based. “EVs with the biggest discounts ..?” Too much research. In the end, I decided to list these 0% financing deals in alphabetical order, by make.

And, trust me: they’ll all look great with a big red bow on them. Enjoy!

Acura

Acura-ZDX-Tesla
2024 Acura ZDX Type S; via Acura.

The new-for-2024 Acura ZDX uses a GM Ultium battery and drive motors, but the styling, interior, and infotainment software are all Honda. What that means is that you’ll get a solidly-built EV with GM levels of parts support and Honda levels of fit, finish, and quality control. All that plus Apple CarPlay and 0% financing for 24-72 months makes this (arguably) the best Ultium-based sporty crossover yet.

Chevrolet

Chevy-Equinox-EV-$35,000
Chevrolet Equinox EV 1LT; via Chevrolet.

All three of Chevrolet’s EVs carry 0% financing offers for the month of December – and they’re all winners. The Silverado is an incredibly capable pickup that can be spec’ed up to a 10,500 lb. GVWR, making it eligible for Class 3 incentives up to $30,000 in some markets and capable enough to tow whatever horse, boat, or RV you put behind it.

On the crossover side, both the Chevy Blazer EV and Equinox EV offer their own takes on the five-passenger SUV formula, with the cost of base model Equinox LT FWD models with 319 miles of EPA-rated range dropping to just $27,500 after you apply that $7,500 tax credit.

Ford

F-150 Lightning cold weather testing; via Ford.

The Ford F-150 Lightning is a reasonably capable half-ton truck with V2X capabilities that first proved themselves during Texas’ ice storms, and ship with a world of aftermarket support baked in. Ford Pro customers buying an F-150 Lightning for their commercial or public fleet can get even better deals on the OG electric trucks – meaning your fleet manager would be crazy not to take a look at one.

Kia

Kia China
Kia EV6 burnout; via Kia.

If you were waiting for a three-row SUV from a mainstream brand with a great warranty and normal doors, you’ve probably already checked out the Kia EV9. You’re not alone. Kia keeps setting EV sales records, and the EV9 is helping to drive those sales forward … but the EV9 isn’t the only battery-powered Kia that’s drawing fans.

On the sportier side of the dealership, the Kia EV6 offers supercar-baiting levels of straight-line performance in the top GT trims – and even the base models offer a rewarding experience behind the steering wheel. What’s more, with an updated model coming for 2025, the ’24 models are ripe for the picking.

Nissan

Nissan Ariya EV at Chicago Drives Electric 2024
2024 Nissan Ariya at Chicago Drives Electric; by the author.

The Nissan Ariya is a victim – and, frankly, it deserves better than its status as a heavily discounted also-ran in the five passenger crossover race, if only because Nissan has been flying the flag of electrification since the launch of the original LEAF EV since 2010 two years before Tesla launched its Model S in 2012. Despite the head start, though, Nissan never gained enough momentum to stay ahead in the EV race.

I drove the car at Chicago Drives Electric a few weeks ago, and it seemed like it was well worth the (discounted) price to me. With 0% financing for 72 months like I’m seeing advertised all over my news feeds? The Ariya is a better deal than ever.


Screencap from Countryside Nissan in Countryside, IL.

Subaru

Subaru-three-row-electric-SUV
Subaru Solterra EV; via Subaru.

Despite being something of a slow seller, this mechanical twin of the Toyota bZ4X EV seems like a solid mid-size electric crossover with some outdoorsy vibes and granola style that offers more than enough utility to carry your mountain bikes to the trail or your kayaks to the river.

Volkswagen

VW-China-EV-platform
VW ID.4X in China; via SAIC-VW.

One of the most popular legacy EVs, the ID.4 offers Volkswagen build quality and (for 2024) a Chat-GPT enabled interface. Still, with a relatively affordable base price, lickety-quick charging, up to 291 miles of EPA-rated range, and a 5-star safety rating, the ID.4 offers a value proposition that’s tough to beat.

This month, the only way to beat the ID.4’s 0% financing for 72 months would be to convince the bank to pay you to buy it.


Disclaimer: the vehicle models and financing deals above were found on CarEdge and CarsDirect, and may not be available in every market, with every discount, or to every buyer (the standard “with approved credit” fine print should be considered implied). Check with your local dealer(s) for more information about discounts and rebates.

FTC: We use income earning auto affiliate links. More.

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Author

Avatar for Jo Borrás Jo Borrás

I’ve been in and around the auto industry since the 90s, and have written for a number of well-known outlets like CleanTechnica, the Truth About Cars, Popular Mechanics, and more. You can catch me on The Heavy Equipment Podcast with Mike Switzer, the AutoHub Show with Ian and Jeff, or chasing my kids around Oak Park, IL.

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